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Kate Lucas

katelucasrealestate@gmail.com +1(804) 400-3063

$ 389,900

Est. payment -/mo

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13 HORSEBACK LN Palmyra, VA 22963

4 Beds

3 Baths

2,810 SqFt

UPDATED:

Key Details

Property Type Single Family Home

Sub Type Detached

Listing Status Active

Purchase Type For Sale

Square Footage 2,810 sqft

Price per Sqft $138

Subdivision Lake Monticello

MLS Listing ID 681751

Style Ranch

Bedrooms 4

Full Baths 3

HOA Fees $1,494/ann

HOA Y/N Yes

Abv Grd Liv Area 1,405

Year Built 1990

Annual Tax Amount $2,685

Tax Year 2026

Lot Size 0.350 Acres

Acres 0.35

Property Sub-Type Detached

Property Description

Spacious 4-bedroom, 3-bath home with 2,810 finished square feet located in the desirable Lake Monticello community! Tucked near the end of a quiet street with a cul-de-sac, this home offers plenty of indoor and outdoor living space along with a large two-car garage and fenced backyard. The carpet-free interior features bamboo flooring throughout the main level and ceramic tile on the finished terrace level. The kitchen offers granite countertops and plenty of space for everyday living and entertaining. Downstairs, the finished terrace level provides flexible additional living space for a family room, recreation area, home office, guests or hobbies. Step outside to the impressive two-level rear deck overlooking the fenced backyard—perfect for relaxing, grilling and entertaining. A brand-new HVAC system installed in 2026 adds comfort and peace of mind. Enjoy all that Lake Monticello has to offer, including its 352-acre lake, beaches, golf, pool, parks, playgrounds and more, with convenient access to Charlottesville. A wonderful combination of space, updates, outdoor living and Lake Monticello amenities!

Location

State VA

County Fluvanna

Zoning R-4 Residential

Direction From Lake Monticello Main Gate turn left on Jefferson, cross the dam, turn right on Horseback Lane. Home is near the end on the right.

Rooms

Basement Full, Finished, Walk-Out Access

Main Level Bedrooms 3

Interior

Interior Features Primary Downstairs

Heating Electric, Heat Pump

Cooling Heat Pump

Flooring Bamboo, Ceramic Tile

Fireplace No

Appliance Dishwasher, Electric Range, Microwave, Refrigerator, Dryer, Washer

Laundry Washer Hookup, Dryer Hookup

Exterior

Parking Features Attached, Electricity, Garage, Garage Faces Side

Garage Spaces 2.0

Pool Association

Utilities Available Cable Available, Fiber Optic Available, High Speed Internet Available

Amenities Available Beach Rights, Basketball Court, Boat Dock, Boat Ramp, Clubhouse, Golf Course, Playground, Pool, Sports Fields, Water

Water Access Desc Public

Roof Type Architectural

Garage Yes

Building

Foundation Block

Sewer Public Sewer

Water Public

Level or Stories One

New Construction No

Schools

Elementary Schools Central (Fluvanna)

Middle Schools Fluvanna

High Schools Fluvanna

Others

Tax ID 18A-3-136

Listed by LONG & FOSTER - LAKE MONTICELLO